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Understanding the Mortgage Loan Application Process in Cary NC The Steps to Home Buying in Cary. Your mortgage application is a "snapshot" so to speak of your financial picture. The goal is to be sure that the snapshot taken at loan application matches the one that will be taken again right before closing. If you are considering a purchase in Raleigh or buying a home in Cary,
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I used my HELOC to pay for college. Should I refinance my home mortgage? This presents an opportunity: you can "cash out" by refinancing your mortgage or opening a home equity loan at low interest rate. So should you tap into that equity to repay your pesky student loan debt? put bluntly, no. The Problems of Using Home Equity to Pay Off Debt From College. Student loans and home equity do not mix.