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Loan terms and fees may vary by state. Barclays, a British bank, has offered personal loans in the U.K. for decades. It has an online-only operation. with excellent credit, a $10,000 personal loan.

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A bad credit loan is a type of personal loan offered to borrowers with weak, bad, or no credit. There are many different loans and many different types of financial institutions that offer them-banks, credit unions, and online lenders, among others.

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