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Refinancing is the replacement of an existing debt obligation with another debt obligation. If high-interest debt, such as credit card debt, is consolidated into the home mortgage, the borrower is able to pay off the remaining debt at mortgage.
Refinance Your Mortgage. A home loan do-over, when you need it. Looking to free up funds in your budget or take cash out? Refinancing could help you.
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Trading in an old home mortgage for a new one can reduce your interest rate, but raise the amount you'll pay long term.
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If you are looking to refinance your home, you may benefit greatly by using this mortgage refinance calculator (for home purchase mortgage, use.