Why Did Affordability Improve for the First Time Since 2016?

For 2015, the IRS increased the applicable threshold percentage for purposes of "household income" from 9.5 percent to 9.56 percent to account for increases in health insurance premiums and income growth, with a further increase to 9.66 percent announced for 2016. But the IRS did so with regard to the affordability percentage that marketplace exchanges can use to test compliance with the ACA individual mandate. The IRS did not explicitly increase the percentage for use in the employer.

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“The dreams of many aspiring first-time buyers were unfortunately dimmed over the. supply conditions increase enough to improve overall affordability.”. this year (6 percent in 2016), which matches the lowest since 2013.

segment in Vancouver, where RBC’s measure rose marginally for the first time since early 2008. ottawa posted some of the largest declines, likely playing catch-up with other cities since it joined the improving trend later than in most areas in Canada. At the national level, affordability has now been restored to pre-housing boom

There was an improvement in Canada’s housing affordability measure at the end of 2017. It was the first time in two years that RBC Economics Research’s Housing Trends and Affordability Report has shown a decrease in its aggregate measure, albeit just 0.2 percentage points nationally to 48.3%.

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It's the first time the number of homeless people has grown since 2010. In Los. The increase is almost entirely due to a surge in homelessness in Los. reported a nearly 26 percent rise in homelessness this year over 2016.

Home buyers today have historically high levels of house-purchasing power and that’s one important reason why, even as unadjusted house price growth exceeds household income growth, the talk of an affordability crisis is over-stated for now. The First American Real House Price Index (RHPI) showed that in November 2017:

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