CMHC defends mortgage stress test changes amid calls for loosening rules – Cranbrook Daily Townsman

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The new stress test rules don’t apply to mortgage renewals as long as they are with the borrower’s existing lender. The 2018 canadian mortgage rules were put out in draft form in July 2017. Critics of the regulations have said it will put a chill on an already cooling Canadian real estate market.

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Tips for First-Time Home Buyers 9 minute read. There are a lot of potential first-time home buyers that delay getting a mortgage simply because it seems like a long and daunting process. There are new mortgage programs available in 2018 that make it easier for first-time home buyers to qualify for a loan then ever before.

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